About Us - Financial Advisory | NKB Kredit +91 7503211000

About Us

We are a financial advisory firm for businesses, primarily helping with debt fund raising in the form of working capital loans (WC Loans) and project loans. Additionally, we assist eligible MSME entities in obtaining subsidies. Moreover, we arrange equity funding through SME IPOs. Consequently, our comprehensive services ensure that businesses can access the financial resources they need for growth and expansion.

Our team is led by Mr. Naresh Bansal, a Chartered Accountant with rich exposure in fund raising. Having been in the financial services sector for almost 20 years, he is highly focused on understanding the pulse of the market. Consequently, he identifies the best possible fund raising options available at different stages of an organization’s growth.

Prior to launching this platform, Mr. Bansal had worked for various organizations. Most prominently, he spent almost a decade with the Indiabulls Group, where he gained deep insight into the risk management aspects of a lender, the operation process, and key areas of concern for unforeseen future scenarios from the perspective of a lender. Consequently, this experience has equipped him with the expertise to navigate the complexities of the financial sector effectively.

This has enabled him to understand & highlight the USP of a Business from the lender’s / investor’s perspective. He also has rich exposure in financial management by devising appropriate business plan & strategies.

Our Process:

The requirement of funds and their usage is well assessed upfront based on the long-term vision of the stakeholders. Specifically, this can include working capital loans, project loans, and equity infusion from investors in the form of PE funds or an SME IPO. Consequently, this thorough assessment ensures that the funding aligns with the strategic goals of the business.

Our foremost approach is to raise funds for businesses without collateral and purely based on business credentials. First, we give sufficient time to understand the business and its USP. After an appropriate assessment of the business, we are confident in bringing on board nationalized banks, private banks, NBFCs, and other financial institutions for raising the desired funds. Consequently, this can be achieved either as unsecured funds, secured funds, or equity participation in the business.

Working Capital Loans:

Working Capital Loans primarily raised as credit line or Term Loans. These funds are raised on the basis of business credentials & focused on without collateral because these funds are required for day to day operation and eligibility based on business growth. Know More

Project Loans:

Business Growth is highly dependent on the timely infusion of funds for expansions in the form of Project Loans. A well defined project is able to convey its objectives & purpose effectively in front of prospective lenders & Investors. Who come forward to invest in Business as Project Loans.

MSME Subsidy:

After the changes in the MSME definition, various entities now fall into the MSME category. As a result, an MSME entity can avail of subsidies on capital expenditure or business expansions. These subsidies are offered by the government under various Industry Promotional Schemes to enhance project viability. Therefore, a proper understanding of scheme eligibility and timely submission of applications is a prerequisite to avail of these benefits. know more

SME Loans:

The MSME department has devised various promotional schemes to ensure an adequate supply of funds to SME entities. Specifically, these funds are primarily given as working capital loans or project loans for the construction of factory buildings. Additionally, they are provided as machine loans to buy new machinery. Consequently, these schemes support SMEs in maintaining operational liquidity and facilitating expansion or modernization projects. Know More

SME IPO:

SME IPO is highly important mode for fund raising. It is equity participation from investors into a business when it requires more capital over & above its promoters’ capacity. A prospective investor come forward only for a venture where there is visible growth & established execution capabilities of promoters. Know More

The scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level.

At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs), and banks. Specifically, in such cases, KVIC routes the government subsidy through designated banks for eventual disbursal to the beneficiaries or entrepreneurs directly into their bank accounts. Consequently, this ensures that the financial support reaches the intended recipients efficiently.

The scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level.

At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks. In such cases KVIC routes government subsidy through designated banks for eventual disbursal to the beneficiaries / entrepreneurs directly into their bank accounts.

 

The scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level.

At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks. In such cases KVIC routes government subsidy through designated banks for eventual disbursal to the beneficiaries / entrepreneurs directly into their bank accounts.

 

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