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NKB Kredit Solution Pvt. Ltd.
Get up to 200% loan
on property value as working capital and unsecured business
loan up to ₹5 Cr collateral-free loans.
Apply for business funding
Naresh Bansal
CEO & Founder
Who We Are
At NKB Kredit, we are a trusted financial services provider in Delhi, focused on making business loans in India accessible, fast, and transparent for small and medium enterprises. With over 25+ years of industry experience, our mission is to bridge the gap between entrepreneurs and reliable lending partners — including financial institutions and banks.
We specialize in a wide range of funding solutions such as MSME loans, unsecured business loans, working capital loans, and machinery loans, all tailored to meet the unique needs of your business. Our goal is to simplify the loan process with minimal documentation, quick approval, and personalized support, so that you can focus on what truly matters — growing your business.
Why Choose Us
25+ Years of Industry Experience
Backed by decades of expertise in facilitating business loans through top financial institutions and banks across India.
Transparent Process with Minimal Paperwork
Say goodbye to delays — we ensure a smooth and fast business loan process with proper documentation.
Complete Range of Loan Services
From MSME loans to unsecured business loans, working capital loans, and machinery loans — we’ve got you covered.
Strong Network of Financial Partners
Direct tie-ups with leading financial institutions and banks ensure better loan offers and flexible repayment options.
Tailored Loan Solutions
Get personalized financial guidance based on your business type, loan needs, and repayment capacity.
Trusted by 1000+ Businesses Across India
A growing network of satisfied clients who rely on NKB Kredit for financial growth and business expansion.
Services We Provide
Funds for Business
Launching or operating a small business requires much more than a great concept. A suitable team, a well-defined strategy, and crucially prompt...
Unsecured Loans
Running a business isn’t just about growth — it’s also about surviving tough times.
Many small and medium businesses struggle to maintain...
Secured Loans
Business ownership involves grand ideas—and grander financial requirements. If you’re looking to grow operations, refinance your space, or cover day-to-day...
Equity Capital
If you’re a small or medium-sized business looking for funds, an SME IPO (Initial Public Offering) can be a right choice. Going public allows you to attract new...
Vendor Finance
Getting vendor finance is useful for every business provided it is availed with great care. Vendor finance is a great financial tool that benefits sellers and buyers...
Chat with our CEO
Please feel free to contact. You can ask anything about secured and unsecured loan, business loan, working capital loan, vendor financing, and equity funding.
How efficient working capital management creates wonders?
Here is how efficient working capital management creates wonders for the stakeholders as well as the organization’s performance in front of investors/lenders. Below, three scenarios can brilliantly explain the importance of the right mix of debt and equity in similar business operations and business funds.
100% Capital
100% funds are invested by Business Owners
Annual Return 60%
Total earning is Rs.60 lakhs for owners on the investment of Rs. 1 crore i.e. ROI is 60% p.a.
50% Capital & 50% Debt @15% p.a.
Rs 50 Lakhs are borrowed @15% p.a. & owners’ capital is also 50 lakhs
Annual Return is 105%
Interest payment will be Rs. 7.50 lakhs on 50 lakhs borrowed funds & Balance profit Rs 52.50 lakhs is for owners i.e. ROI is 105% .
25% Capital & 75% Debt @15% p.a.
Rs. 75 Lakhs funds borrowed for Business @15% p.a. & remaining 25 lakhs invested by owners in the Business
Annual Return is 195%
Interest payment Rs 11.25 lakhs on Rs.75 lakh borrowed funds & rest profit is Rs 48.75 lakhs for owners on their investment of Rs 25 lakh, which translates into whopping 195% ROI from Business.
OUR PROCESS
We assess on upfront basis the funding requirements based on the long term vision of the stakeholders & accordingly funding possibilities are explored with various lenders/ investors through effectively devising underlying risks of borrower’s business & opportunities.
Our foremost approach is to raise funds for business without collateral & purely based on business credentials. The best possible options including MSME promotional schemes are explored after understanding the business & it’s USP.
After appropriate assessment of Business, we are confident to bring on board Nationalised Banks, Private Banks, NBFC & other Financial Institutions for raising the desired funds either as unsecured funds or secured funds or Equity participation in Business.
We assist not only prior to fund raising but also post fund raising compliance to ensure due reporting & surveillance review by financial institutions.
OUR MILESTONES
Years of Experience
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Our Trusted Lending Partners
Frequently Asked Questions
Which is the best company for business loans in India?
NKB Kredit is among the trusted financial service providers in India, helping thousands of businesses get loans through top financial institutions and banks.
Can I get a business loan without collateral?
Yes, we offer unsecured business loans that require no collateral — ideal for MSMEs.
What is the business loan interest rate in India?
Interest rates vary depending on your business credentials. At NKB Kredit, we help you find competitive rates from multiple financial institutions and banks.
How much loan can I get for my business?
The amount of business loan depends on the turnover of your business. We can raise 20% to 50% of your business turnover.
Is NKB Kredit a direct lender?
No, we are not a lender. We connect you with the best NBFCs and banks offering business loans at the PAN India level, and our headquarters is in Delhi.
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Loan Against Property Is Always Less Whereas Working Capital Funding Is Always More Than Property Value…Why? When it comes to […]
How the Viability Study of Business Funding Is More Important than Rate of Interest (ROI) When business owners seek funding, […]
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Unsecured Funding: Real or Gimmick? Unsecured funding often raises questions about its legitimacy, with many business owners wondering if it’s […]
Mr. Bansal personally himself gives attention to minute detail of the business & highly focused on the results. A thorough gentle and transparent approach made him above the normal service providers.
Abhishek Negi Chief Operating Officer | Tagbin Services (P) Ltd