Impact of Trump Tariffs on Indian Businesses Introduction Trump Tariff’s impact made an enormous difference in the global trade dynamics, […]
NKB Kredit Solution Pvt. Ltd.
Get up to 200% loan
on property value as working capital and unsecured business
loan up to ₹5 Cr collateral-free loans.
Apply for business funding

Naresh Bansal
CEO & Founder
Who We Are
At NKB Kredit, we are a trusted financial services provider in Delhi, focused on making business loans in India accessible, fast, and transparent for small and medium enterprises. With over 25+ years of industry experience, our mission is to bridge the gap between entrepreneurs and reliable lending partners — including financial institutions and banks.
We specialize in a wide range of funding solutions such as MSME loans, unsecured business loans, working capital loans, and machinery loans, all tailored to meet the unique needs of your business. Our goal is to simplify the loan process with minimal documentation, quick approval, and personalized support, so that you can focus on what truly matters — growing your business.
Why Choose Us
25+ Years of Industry Experience
Backed by decades of expertise in facilitating business loans through top financial institutions and banks across India.
Transparent Process with Minimal Paperwork
Say goodbye to delays — we ensure a smooth and fast business loan process with proper documentation.
Complete Range of Loan Services
From MSME loans to unsecured business loans, working capital loans, and machinery loans — we’ve got you covered.
Strong Network of Financial Partners
Direct tie-ups with leading financial institutions and banks ensure better loan offers and flexible repayment options.
Tailored Loan Solutions
Get personalized financial guidance based on your business type, loan needs, and repayment capacity.
Trusted by 1000+ Businesses Across India
A growing network of satisfied clients who rely on NKB Kredit for financial growth and business expansion.
Services We Provide
Funds for Business
Launching or operating a small business requires much more than a great concept. A suitable team, a well-defined strategy, and crucially prompt...
Unsecured Loans
Running a business isn’t just about growth — it’s also about surviving tough times.
Many small and medium businesses struggle to maintain...
Secured Loans
Business ownership involves grand ideas—and grander financial requirements. If you’re looking to grow operations, refinance your space, or cover day-to-day...
Equity Capital
If you’re a small or medium-sized business looking for funds, an SME IPO (Initial Public Offering) can be a right choice. Going public allows you to attract new...
Vendor Finance
Getting vendor finance is useful for every business provided it is availed with great care. Vendor finance is a great financial tool that benefits sellers and buyers...
Chat with our CEO
Please feel free to contact. You can ask anything about secured and unsecured loan, business loan, working capital loan, vendor financing, and equity funding.
How efficient working capital management creates wonders?
Here is how efficient working capital management creates wonders for the stakeholders as well as the organization’s performance in front of investors/lenders. Below, three scenarios can brilliantly explain the importance of the right mix of debt and equity in similar business operations and business funds.
100% Capital
100% funds are invested by Business Owners
Annual Return 60%
Total earning is Rs.60 lakhs for owners on the investment of Rs. 1 crore i.e. ROI is 60% p.a.
50% Capital & 50% Debt @15% p.a.
Rs 50 Lakhs are borrowed @15% p.a. & owners’ capital is also 50 lakhs
Annual Return is 105%
Interest payment will be Rs. 7.50 lakhs on 50 lakhs borrowed funds & Balance profit Rs 52.50 lakhs is for owners i.e. ROI is 105% .
25% Capital & 75% Debt @15% p.a.
Rs. 75 Lakhs funds borrowed for Business @15% p.a. & remaining 25 lakhs invested by owners in the Business
Annual Return is 195%
Interest payment Rs 11.25 lakhs on Rs.75 lakh borrowed funds & rest profit is Rs 48.75 lakhs for owners on their investment of Rs 25 lakh, which translates into whopping 195% ROI from Business.
OUR PROCESS
We assess on upfront basis the funding requirements based on the long term vision of the stakeholders & accordingly funding possibilities are explored with various lenders/ investors through effectively devising underlying risks of borrower’s business & opportunities.
Our foremost approach is to raise funds for business without collateral & purely based on business credentials. The best possible options including MSME promotional schemes are explored after understanding the business & it’s USP.
After appropriate assessment of Business, we are confident to bring on board Nationalised Banks, Private Banks, NBFC & other Financial Institutions for raising the desired funds either as unsecured funds or secured funds or Equity participation in Business.
We assist not only prior to fund raising but also post fund raising compliance to ensure due reporting & surveillance review by financial institutions.
OUR MILESTONES
Our Trusted Lending Partners















Frequently Asked Questions
NKB Kredit is among the trusted financial service providers in India, helping thousands of businesses get loans through top financial institutions and banks.
Yes, we offer unsecured business loans that require no collateral — ideal for MSMEs.
Interest rates vary depending on your business credentials. At NKB Kredit, we help you find competitive rates from multiple financial institutions and banks.
The amount of business loan depends on the turnover of your business. We can raise 20% to 50% of your business turnover.
No, we are not a lender. We connect you with the best NBFCs and banks offering business loans at the PAN India level, and our headquarters is in Delhi.
Our recent Blogs
(RBI) Reserve Bank of India has relaxed some of its compact loan rules for small borrowers and non-bank lenders recently, […]
Here are some Emerging Trends in SME Funding The world of SME (Small and Medium Enterprises) funding is evolving rapidly, […]
Funding: Equity or Debt Which is Better for Your Business? When it comes to financing your business, the choice between […]
Opportunity Never Knocks Twice; Grab The Opportunity. In the world of business, opportunities come and go in the blink of […]
Loan Against Property Is Always Less Whereas Working Capital Funding Is Always More Than Property Value…Why? When it comes to […]
How the Viability Study of Business Funding Is More Important than Rate of Interest (ROI) When business owners seek funding, […]
CGTMSE Funding: Myths and facts Here Are Some Common Myths About CGTMSE Funding: Myth: CGTMSE is a Loan Scheme Fact: […]
Unsecured Funding: Real or Gimmick? Unsecured funding often raises questions about its legitimacy, with many business owners wondering if it’s […]
Our Clients' Appreciation Words
Our strength to do more
Initially we were unsure due to the high fund requirement and no security to offer, but Mr. Bansal's confidence and personal involvement won our trust. Thanks to his sincere efforts, we secured funding faster than we imagined.
Paramjit Singh Director | Ohsan Form Tech (P) LtdWe approached fund raising with doubts because of the high amount needed and lack of security. But Mr. Bansal’s confidence and dedication changed our mindset, and thanks to his sharp execution, we achieved the required funding in record time.
Vinay Modi Proprietor | Modi Scooter HouseWe met Mr. Naresh Bansal in 2017 and since then, he has been instrumental in helping us raise business funds through top NBFCs and banks. His focused approach, strong ethics, and quiet strength truly make him stand out. Wishing him continued success always.
Vishal Marwah Co-Founder | Indelog Solutions (P) LtdMr. Bansal has been incredibly supportive in understanding my business needs. Over the last two years, I consulted him twice, and each time, his insightful advice helped me confidently plan my business expansion. His transparent & honest approach is invaluable.
Pawan Badsiwal Proprietor | Satvik PolymersI approached Mr. Bansal during an urgent funding need. He thoroughly analyzed our business and worked with lenders to clear their doubts. Thanks to his planning, we secured the funding on time. His transparent, logical approach makes him highly reliable.
Manish Agrawal Proprietor | Global Waste Solutions
Mr. Bansal personally himself gives attention to minute detail of the business & highly focused on the results. A thorough gentle and transparent approach made him above the normal service providers.
Abhishek Negi Chief Operating Officer | Tagbin Services (P) Ltd