About us
We are a financial advisory firm in India for businesses, primarily helping with fund raising in the form of working capital loans (WC Loans) and unsecured business loans. Moreover, we arrange equity funding through SME IPOs, serving as reliable SME IPO consultants. Consequently, our comprehensive services ensure that businesses can access the financial resources they need for growth and expansion.
Our team is led by Mr. Naresh Bansal, a Chartered Accountant with rich exposure in fund raising and financial consulting. Having been in the financial services sector for almost 25 years, he is highly focused on understanding the pulse of the market. Consequently, he identifies the best possible fund-raising options available at different stages of an organization’s growth.
Prior to launching this platform, Mr. Bansal had worked for various organizations. There, he gained deep insight into risk management, the operation process, and key areas of concern for unforeseen future scenarios from the perspective of a lender. Consequently, this experience has equipped him with the expertise to navigate the complexities of the finance and lending industry effectively. This has enabled him to understand and highlight the USP of a business from the lender’s/investor’s
perspective. He also has rich exposure in financial management, devising appropriate business plans and strategies.
Our Process
The requirement of funds and their usage is well assessed upfront based on the long-term vision of the stakeholders. Specifically, this can include working capital loans, business loans, and equity infusion from investors in the form of private equity funding or an SME IPO. Consequently, this thorough assessment ensures that the funding aligns with the strategic goals of the business.
Our foremost approach is to raise funds for businesses without collateral, and purely based on business credentials. First, we give sufficient time to understand the business and its USP. After an appropriate assessment of the business, we are confident in bringing on board nationalized banks, private banks, NBFCs, and other financial institutions for raising the desired funds. Consequently, this can be achieved either as unsecured funds, secured loans, or equity participation in the business.
Working Capital Loans
Business loan
Business Loan
Instant Business Loan
Business loan Interest Rate
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Working capital loans in India are primarily raised as credit lines or term loans. These funds are raised on the basis of business credentials and focus on no-collateral funding, because these funds are required for day-to-day operations and eligibility is based on business growth.
SME Loans
The MSME department has devised various promotional schemes to ensure an adequate supply of funds to SME entities. Specifically, these funds are primarily given as working capital loans, project loans for the construction of factory buildings, and machine loans to buy new machinery. Consequently, these schemes support SMEs in maintaining operational liquidity and facilitating expansion or modernization projects.
Business Loan by City
Business loan in Delhi NCR
Business loan in Mumbai
Business loan in Bangalore
Business loan in Kolkata
Business loan in Ahmedabad
Business loan in Hyderabad
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SME IPO
SME IPO is a highly important mode for fund raising. It involves equity participation from investors in a business when it requires more capital over and above its promoters’ capacity. A prospective investor comes forward only for a venture where there is visible growth and established execution capabilities of the promoters.
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Why Choose NKB Kredit?
- Expertise: Led by a seasoned Chartered Accountant with over two decades of experience.
- Customized Solutions: Tailored financial strategies aligning with your business goals.
- Extensive Network: Strong relationships with banks, NBFCs, and financial institutions.
- End-to-End Support: Comprehensive assistance from assessment to fund
disbursement.
Have Questions About Who We Are or What We Do?
Find quick answers to common queries about NKB Kredit’s financial advisory services, loan consulting, and how we help businesses grow.
Frequently Asked Questions (FAQs)
What does NKB Kredit do?
NKB Kredit is a financial consultancy firm that helps businesses raise funds through working capital loans, SME loans, and SME IPO funding. We assist in arranging both secured and unsecured loans from banks, NBFCs, and other financial institutions.
Is NKB Kredit a direct loan provider or a consultancy?
We are a loan consultancy and advisory firm, not a direct lender. Our expertise lies in helping businesses connect with the right financial institutions to raise the required funds.
Does NKB Kredit help with unsecured business loans?
Yes, we specialize in arranging unsecured working capital loans based on the business’s financial strength and creditworthiness — no collateral required.
Who is the founder of NKB Kredit?
NKB Kredit is led by Mr. Naresh Bansal, a seasoned Chartered Accountant with over 25 years of experience in fund raising, financial strategy, and risk management.