Privacy Policy
Last Updated: 22-01-2026
We respect your privacy and are committed to protecting the personal information shared by users (“you”, “your”) through our website www.nkbkredit.com and its associated domains.
This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you access our website or engage with our services.
1. About NKB Kredit
NKB Kredit Solution Pvt. Ltd. is a financial consultancy and loan facilitation service provider. We are neither a bank nor a financial institution (including NBFCs) and do not lend funds directly. We assist individuals and businesses in connecting with banks and financial institutions for loan and credit facilities, subject to lender policies and eligibility.
2. Information We Collect
We may collect the following types of information:
a) Personal Information
- Name
- Mobile number
- Email address
- City / State
- Business details (nature of business, turnover, funding requirement)
b) Financial & Business Information (Voluntarily Shared)
- Existing loan details
- Banking relationships
- Credit-related information required for preliminary assessment
c) Technical & Usage Data
- IP address
- Browser type
- Device information
- Pages visited, time spent, referral sources
3. How We Collect Information
We collect information through:
- Website enquiry forms
- WhatsApp chat/call requests
- Phone calls, emails, and messages
- Cookies and tracking technologies
- Digital marketing campaigns (Google, Meta, etc.)
4. Purpose of Data Collection
Your information is used for:
- Assessing loan eligibility and funding options
- Connecting you with suitable banks / financial institutions
- Contacting you via call, SMS, WhatsApp, or email
- Improving website experience and service quality
- Internal analysis and record keeping
- Compliance with legal and regulatory requirements
5. Data Sharing & Disclosure
We may share your information only when required, including with:
- Banks and financial institutions
- NBFCs and lending partners
- Credit agencies (if necessary for application processing)
- Service providers assisting in operations, CRM, or marketing
We do not sell or rent your personal data to third parties. All data sharing is done strictly for the purpose of facilitating financial solutions requested by you.
6. Cookies & Tracking Technologies
Our website uses cookies to:
- Understand user behavior
- Improve website performance
- Measure marketing effectiveness
You may disable cookies through your browser settings; however, some features of the website may not function optimally.
7. Data Security
We implement reasonable technical and organizational security measures to protect your information against:
- Unauthorized access
- Loss
- Misuse
- Disclosure
Despite our efforts, no digital transmission is completely secure, and users share information at their own discretion.
8. User Consent
By using nkbkredit.com and submitting your information, you:
- Consent to the collection and use of your data as described in this Privacy Policy
- Authorize NKB Kredit to contact you regarding financial products and services
You may withdraw consent by contacting us (details below).
9. Third-Party Links
Our website may contain links to third-party websites (banks, lenders, partners). We are not responsible for the privacy practices or content of such external websites.
10. Data Retention
We retain personal information:
- As long as necessary to fulfill service purposes
- As required under applicable laws and regulations
11. Children’s Privacy
Our services are not intended for individuals under 18 years of age, and we do not knowingly collect data from minors.
12. Changes to This Privacy Policy
NKB Kredit reserves the right to update or modify this Privacy Policy at any time.
Changes will be effective upon posting on this page. We encourage users to review this page periodically.
13. Contact Information
For any questions, concerns, or requests related to this Privacy Policy, please contact:
NKB Kredit Solution Pvt. Ltd.
📧 Email: info@nkbkredit.com
📞 Phone: +91 7503211000
🌐 Website: www.nkbkredit.com