nkb kredit
Success needs Alliance

Introduction for Professional Association:

We are a team of Bankers led by Mr. Naresh Bansal who is a Chartered Accountant, having rich exposure in Fund Raising. He is into financial service sector for almost 20 years & highly focused on understanding the pulse of financial market to identify best possible funding options available at different stages of growth of an organization.

SME businesses are the core of the professional services & almost 90% of total clientele falls in this category but their unique need of funding can’t be served through normal banking channels thus many SME organizations are forced to operate with inadequate funds due to lack of knowledge.

We can raise funds for SME businesses up to Rs. 5 crores without collateral however if security is available then higher funding can be raised.

If a SME business is looking to raise working capital against his property then we can raise as high as twice of property value based on the business turnover.

Our joint efforts can serve the un-served thereby able to generate additional revenues for mutual benefits.

Why do we join hands ?

SME Funding is highly specialized stream to cater the needs of SMEs because the funding options are multi-facet & identifying the right one is big challenge. Sometime collateral can serve the purpose & sometime without collateral can deliver the results. The fund raising process is unique for every SME business so proper assessment of possible options is highly important to deliver the results.

Currently the funding needs of SMEs are primarily catered by aggregators who are officially acting either as DSA of a financial institution or working with large number of Sub DSAs. Their working model does not allow them to understand the prospective borrower properly nor are they competent to deliver such customized solutions so there is huge demand for customized services which can be appropriately served in your area with joint efforts.  

Here we jointly can fill the gap in quality services for mutual benefits. We can associate for profit only without any additional expense of joint venture. This will ensure our services to reach last mile needy business man thereby enhance the prospectus of your service standard to your clients.


How do we further elaborate the "Services Gaps" at client end?

Banks / Financial institutions are generally operate on the terms of large corporate organization because of their skilled staff & availability of corporate information consistently required even after disbursement of funds However SMEs don’t have such competences so We generally see the SME businesses are struggling with three problems while they go for fund raising:

  1. The less value of collateral compared to fund requirements.
  2. Their current turnover is not supporting the quantum of required fund.
  3. The banks are not able to visualize the business requirements & offer lesser funding compared to actual requirement.

Similarly SME businesses have unique opportunities detailed below:

  1. Dynamically adjust their business as per customer requirements because of small base of their operation
  2. Low cost of change in process for delivering different products or services
  3. Low cost of manpower because the supervisory cost attached in large corporate operations is taken care by SME owners themselves.
  4. Major successful innovative businesses started as SME only so at small scale, the possibilities of growth are enormous if nurtured properly.

To enable SMEs to overcome current Challenge of inadequate funding, we can jointly serve them to arrange desired funds. This will strengthen their business operations & will enable SMEs to grow their base which ultimately beneficial for our professional standing as whole.

How do we join hands ?

We are willing to associate with all of our prospective partners on work basis & considering our unique and independent specialized stream for service, it is a win-win association. It will pave the way for better service to SMEs & better revenue prospectus.

We will associate for profit only without additional expense of joint venture. This will ensure our services to reach last mile needy business man thereby enhance the prospectus of traditional practice also. At every location our local partner can join us any of the following two models:

  • As referral Partner:

Our professional members can associate with us as referral partner who may simply refer their known people / clients looking for funds without further assisting in collating documents, interactions & due diligence for fund raising. For such case we interact with client for documentation & information for due diligence to raise the desired funds. Once case is disbursed, we update to our referral partner about it & share certain referral fee after disbursement.

  • As SPOC Partner:

Our professional members can associate with us as single point of contact (SPOC) for us on behalf of their clients & undertake to complete documentation, interactions and basic due diligence with joint efforts. In such cases our interaction will be limited with client & you would act as SPOC for us & we will share fee after disbursement.

For fee sharing structure, you may please write at ca_nbansal@nkbkredit.com or call at +91 9654981031

Years of Experience
Years In Business

Get in touch

Regd. Office :
NKB Kredit Solutions (P) Ltd.
WZ – 2351A, Ground Floor,
Raja Park, Delhi – 110034

NKB Kredit Corporate Office
1204 GD – ITL Building, B- 08, Netaji Subhash Place, Delhi-110034

+91 7503211000
+91 9654981031

Important Links



         Business Loan

      Working  Capital Loan  

       Factory Land Loan   

       Cash Credit Limit

       Mortgage Loan


       SME IPO 

       Funds From Investors


MSME  Loans

        MSME Definition   

      Udyam Registration


             Subsidy Schemes

              CGTMSE Scheme

About Us

                About Us

               Our Process   

               Our Services

               Privacy Policy

               Contact Us

                Apply For Funds   

Latest News