Usually Lenders extend Loans after securing against assets (including personal assets of promoters) & according to business cash flow. But the funding decision is primarily based on business cash flow only. 

Business cash flow is based on business turnover & current assets generated during the course of business transactions. Ideally a business can avail Unsecured Working Capital funding as per Business Needs provided if you have answer to a simple question that “How do you get more business with additional working capital?” 

A proper presentation of business prospectus (with infusion of additional working capital) stating appropriate quantum of current assets generation & business turnover, can lead to appropriate understanding of lenders & achieve their in- principle consent for funding. 

To know more about your eligibility for working capital according to your business, you can fill the form below.